Health Care for the Community Where We Live
Open Enrollment Period
11/01/2022 to 1/15/2023
Days Left
The Open Enrollment Period for 2023 coverage begins November 1, 2022.
We are a local, nonprofit health insurance company. Like you, we live and work in Colorado. As part of the Colorado health insurance marketplace, we have some of the most comprehensive and affordable benefits in the state. In addition, Elevate Exchange Plans (excluding Colorado Option) include both adult dental and vision coverage — at no extra cost to you.
| IF YOU ENROLL BETWEEN: | YOUR COVERAGE BEGINS: |
|---|---|
| Nov. 1, 2022 and Dec. 15, 2022 |
January 1, 2023 |
| Dec. 16, 2022 and Jan. 15, 2023 |
February 1, 2023 |
We're Here for You
At Elevate Exchange Plans, we’re focused on your health and well-being by providing you with the personalized service and care you deserve.
If you need help understanding your options, we’re here to answer your questions or help you enroll.
Health Care That Fits Your Life Today
We get it. You’re looking for personalized, convenient health insurance benefits, with easy access to your providers and your health information. You need primary care, specialty care, urgent and emergency care. You want preventive care and care for your body and your mind. You want to talk to a human being when you have a question about your benefits or how to access care. You want convenience. We can help with all of that.
Elevate Exchange and Colorado Option* Plans Include:
- Coverage at any urgent care center or emergency department in the U.S.
- Access to the entire Denver Health provider network:
- 10 Family Health Centers
- Many School-Based Health Centers
- Denver Health Medical Center
- Denver Health Outpatient Medical Center
- Adult dental plan through Delta Dental
(excludes Colorado Option plans) - Adult vision plan through VSP, the largest vision care provider (excludes Colorado Option plans)
- Access to mental health and behavioral health providers
- Low cost labor and delivery at Denver Health
- Integrated care through your PCP who coordinates all aspects of your care — from your primary care, specialty care and pharmacy needs to lab work, behavioral/mental health care and hospitalization
- 50–75% off prescription costs at Denver Health Pharmacies
- Online Well-being program to support your health and wellness. Earn rewards for tracking your physical and mental health and access educational resources, including health tips, blogs and recipes
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Affordable Care Act
You may qualify for a federal tax credit or subsidy under the Affordable Care Act. We can help you find out. You can also use our shopping and enrollment tool to see what kind of savings you qualify for, before you sign up.
Which Plan Is Right For You?
BRONZE
Low monthly premiums, higher copays and out-of-pockets costs
- If you don’t access care often but want the security of knowing you have coverage when you need it
- You may qualify for the Advance Premium Tax Credit (APTC) subsidy that can lower monthly premiums based on your income
SILVER
Moderate monthly premiums, moderate out-of-pocket costs
- Good option if you require some health care services but don’t want to pay higher premiums
- May qualify for subsidies:
- The Advance Premium Tax Credit (APTC) subsidy that can lower monthly premiums
- The Cost Sharing Reduction (CSR) subsidy that can lower deductibles, copays and coinsurance costs (available on the Silver plans only)
- The SilverEnhanced Savings comes with a $0 monthly premium, lower deductibles and out of pocket costs (available only on the Colorado Option Silver Enhanced plan through the OmniSalud program)
GOLD
Higher monthly premiums, lower out-of-pocket costs
- Good choice if you have a lot of health care needs — you’ll pay a slightly higher monthly premium to cover your health care costs
- May qualify for the Advance Premium Tax Credit (APTC) subsidy that can lower monthly premiums
INFORMATION YOU CAN FIND IN MEMBER RESOURCES
*The new Colorado Option plans will have the same benefits and cost-sharing among all health insurance carriers in Colorado and are available beginning in 2023. These plans generally have lower premiums and cover basic healthcare needs, considered “essential healthcare” under the Affordable Care Act, but they do not include the additional benefits that many on and off Exchange plans cover, such as dental and vision. Individuals and families can enroll in Colorado Option plans via Connect for Health Colorado, Colorado Connect or directly through DHMP.