Elevate Exchange / Colorado Option Plan Comparison

We can answer your questions, help you determine if you qualify for subsidies or help you enroll!

Which Plan is Right for You?

The plan comparison below will provide you with general information to help you decide which Elevate Exchange or Colorado Option* plan is right for you. Use the scrollbar to see all options. For additional plan information, refer to the Member Handbook or Summary of Benefits and Coverage for each specific plan.

You can use the Monthly Cost Calculator find out if you qualify for APTC or CSR subsidies to offset your costs. Simply answer the qualifying questions  you will not be enrolled until you complete and sign your application.

Exchange Bronze
HDHP
Exchange Bronze Standard Colo Option
Bronze
Exchange
Silver
Standard
Exchange Silver Select Colo Option
Silver
Exchange Gold Standard Exchange Gold Select Colo Option
Gold
Deductible
Individual
Family
 
$6,950
$13,900
 
$8,550
$17,100
 
$7,000
$14,000
 
$250-4,250
$500-$8,500
 
$250-$6,500
$500-$13,000
 
$100-$5,000
$200-$10,000
 
$2,750
$5,500
 
$3,000
$6,000
 
$1,600
$3,200
Out-of-pocket Max
Individual
Family
 
$7,000
$14,000
 
$8,550
$17,100
 
$9,100
$18,200
 
$1,250-$7,500
$2,500-$15,000
 
$1,000-$9,100
$2,000-$18,200
 
$1,000-$8,550
$2,000-$17,100
 
$7,000
$14,000
 
$8,000
$16,000
 
$7,800
$15,600
Preventive Care No Charge No Charge No Charge No Charge No Charge No Charge No Charge No Charge No Charge
Coinsurance 50% 0% 50% 5%-30% 5%-50% 20%-40% 10% 10% 30%
PCP 50% Coinsurance after Deductible 0% Coinsurance after Deductible No charge 3 visits, then $50 Copay after Deductible 5%-30% Coinsurance after Deductible $5-$45 Copay No Charge 10% Coinsurance (no deductible) $15 Copay No Charge
Specialist 50% Coinsurance after Deductible $15-$90 Copay $40-$80 Copay 10% Coinsurance after Deductible $40 Copay $50 Copay
Emergency 50% Coinsurance after Deductible 0% Coinsurance after Deductible 50% Coinsurance after Deductible 5%-30% Coinsurance after Deductible $100-$300 Copay 20%-40% Coinsurance After Deductible 10% Coinsurance after Deductible $150 Copay 30% Coinsurance After Deductible
Urgent Care $50-$150 Copay $40-$80 Copay $75 Copay $50 Copay
Adult Dental/Vision Yes Yes No Yes Yes No Yes Yes No
Member Handbook/ Summary of Benefits & Coverage View View View View View View View View View

 

*The new Colorado Option plans will have the same benefits and cost-sharing among all health insurance carriers in Colorado and are available beginning in 2023. These plans generally have lower premiums and cover basic healthcare needs, considered “essential healthcare” under the Affordable Care Act, but they do not include the additional benefits that many on and off Exchange plans cover, such as dental and vision. Individuals and families can enroll in Colorado Option plans via Connect for Health Colorado, Colorado Connect or directly through DHMP.