Individual Health Insurance.
Personalized Care.
If you’re looking for individual health insurance, Denver Health Medical Plan is here to help. As part of the Colorado health insurance marketplace, we have some of the most comprehensive and affordable benefits in the state — in fact, we’re the only exchange plan in the Denver area to include adult dental and vision coverage for 2021! We also provide emergency and urgent care anywhere in the U.S., primary care, specialty care and more.
As a local, nonprofit company serving the Denver area for more than 20 years, we’re truly focused on the health and well-being of our community and providing you with the personalized service and care that you deserve. Our insurance specialists are here to answer all your questions, guide you through the enrollment process and get you started on the plan that best fits your needs.
All Plans Include:
- Coverage at any urgent care center or emergency department in the U.S.
- Access to the entire Denver Health provider network:
- 10 Family Health Centers
- Many School-Based Health Centers
- Denver Health Medical Center — including the new Outpatient Medical Center opening in 2021
- An adult dental plan through our partners at Delta Dental
- An adult vision plan offered through VSP, the largest vision care provider
- 24/7 NurseLine to answer your questions and prescribe certain medications
- 50–75% off prescription costs at Denver Health pharmacies
- DispatchHealth (in-home urgent care, 8 a.m. - 10 p.m., 365 days a year)
- MyChart for online/mobile, private access to your health records: message your provider, schedule an appointment, request prescription refills and more from your smart phone or computer
- New well-being program to support your health and wellness: earn rewards for tracking your physical and mental health, and gain access to educational resources, including health tips, blogs and recipes
Which Plan Is Right For You?
Bronze
Low monthly premiums, higher copays and out-of-pockets costs
- If you don’t access care often but want the security of knowing you have coverage when you need it
- You may qualify for the Advance Premium Tax Credit (APTC) subsidy that can lower monthly premiums based on your income
Silver
Moderate monthly premiums, moderate out-of-pocket costs
- Good option if you require some health care services but don’t want to pay higher premiums
- May qualify for two federal subsidies:
- The Advance Premium Tax Credit (APTC) subsidy that can lower monthly premiums
- The Cost Sharing Reduction (CSR) subsidy that can lower deductibles, copays and coinsurance costs (available on the Silver plans only)
Gold
Higher monthly premiums, lower out-of-pocket costs
- Good choice if you have a lot of health care needs — you’ll pay a slightly higher monthly premium to cover your health care costs
- May qualify for the Advance Premium Tax Credit (APTC) subsidy that can lower monthly premiums
The Open Enrollment Period is your chance to sign up for health insurance for the next year.
Open Enrollment for 2021:
Starts November 1, 2020and ends on January 15, 2021
| If You Enroll Between: | Your Coverage Begins: |
| November 1, 2020 and December 18, 2020 |
January 1, 2021* |
| December 19, 2020 and January 15, 2021 |
February 1, 2021* |
During an Enrollment Period, when you enroll by the 15th of any month, your coverage will begin on the first day of the following month. *You must pay your premium in order for your plan to become effective. Premiums are due on the 25th of the month prior to effective date.
Below you can find more detailed information about Elevate Health Plans.
Member Resources
- Covered benefits
- Network, service, benefit restrictions
- Provider and practitioner availability
- Pharmaceutical management procedures
- Utilization management (UM) procedures
- Covered benefits
- Network, service, benefit restrictions
- Pharmaceutical management procedures
- Utilization management (UM) procedures
- Providers
We care about your privacy. Our Notice of Privacy Practices details how Protected Health Information (PHI) about you may be collected, used and disclosed and how you can get access to this information.