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Elevate Health Plans

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CALL US: 303-602-2090

COVID-19 Special Enrollment Period (SEP)

Due to COVID-19, the Colorado Division of Insurance (DOI) has opened a temporary Special Enrollment Period (SEP) to allow individuals to enroll in health insurance if they are currently uninsured or about to lose coverage. This SEP applies only if the enrollee:

  • Does not have other Minimum Essential Coverage (MEC), and
  • Verbally attests that they do not have MEC.

Contact us for help enrolling. You can learn more about this SEP at Connect for Health Colorado.

Special Enrollment Period:

Ends Friday, April 3.
If You Enroll Between: Your Coverage Begins:
March 20 and April 3, 2020
April 4 and April 30, 2020
April 1, 2020*
May 1, 2020*
*You must pay your premium in order for your plan to become effective.

Which Plan Is Right For You?

Bronze

Lowest monthly premiums, highest out-of-pockets costs

  • If you don’t access care often, but want the security of knowing you have coverage when you need it
  • May qualify for the Advance Premium Tax Credit (APTC) subsidy that can lower monthly premiums

Silver

Moderate monthly premiums, moderate out-of-pocket costs

  • Good option if you require some health care services, but don’t want to pay higher premiums
  • May qualify for two federal subsidies:
    • The Advance Premium Tax Credit (APTC) subsidy that can lower monthly premiums
    • The Cost Sharing Reduction (CSR) subsidy that can lower deductibles, copays and coinsurance costs. (Available on the Silver plan only)

Gold

Highest monthly premiums, lowest out-of-pocket costs

  • Good choice if you have a lot of health care needs - you’ll pay a slightly higher monthly premium to cover costs
  • May qualify for the Advance Premium Tax Credit (APTC) subsidy that can lower monthly premiums

All Plans Include:

  • Access to the entire Denver Health provider network:
    • 9 Family Health Centers
    • Many School-Based Health Centers
    • Denver Health Medical Center
  • Access to any urgent care center or emergency department in the United States
  • 24/7 NurseLine to answer your questions and call in certain prescriptions
  • 50-75% off prescription costs at Denver Health Pharmacies (prescription must be written by a Denver Health provider)
  • DispatchHealth (in-home urgent care, 8 a.m. - 10 p.m., 365 days a year)
  • Nest Rewards incentive program that provides gift cards to expecting moms and their babies when they receive care in the Denver Health network
  • MyChart for online/mobile, private access to your health records: message your provider, schedule an appointment, request prescription refills and more from your smart phone or computer (Denver Health network)

Below you can find more detailed information about Elevate Health Plans.

Member Resources

  • Covered benefits
  • Network, service, benefit restrictions
  • Provider and practitioner availability
  • Pharmaceutical management procedures
  • Utilization management (UM) procedures
  • Covered benefits
  • Network, service, benefit restrictions
  • Pharmaceutical management procedures
  • Utilization management (UM) procedures
  • Providers

Open Enrollment and Special Enrollment

The open enrollment period for 2020 has ended. Open enrollment for 2021 coverage occurs in the fall of 2020 through mid-January 2021.

However, if you have a qualifying life event, such as marriage, the birth of a child or loss of marketplace coverage, you may be eligible for a special enrollment period that enables you to apply outside of the annual open enrollment period. Contact us to help determine if you have a qualifying life event.

We care about your privacy. Our Notice of Privacy Practices details how Protected Health Information (PHI) about you may be collected, used and disclosed and how you can get access to this information.