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Elevate Health Plans Exchange/CO Option Plans
We cover Denver metro and northern Colorado counties and partner with Peak Health Alliance to offer coverage in the mountain and southwest regions.
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Our Exchange/CO Option plans are available in these Colorado counties:
Adams | Dolores | Lake | Park |
Arapahoe | Grand | Larimer | San Juan |
Archuleta | Jefferson | Montezuma | Summit |
Denver | La Plata | Morgan | Weld |
Exchange/CO Option In-Network Providers
- Denver Health providers and facilities in the Denver Metro area and the Denver Health Winter Park clinic
10 Family Health Centers
18 School-Based Health Centers
Denver Health Medical Center
Denver Health Outpatient Medical Center - Banner Health providers and facilities in Larimer, Weld and Morgan Counties
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- In-network providers include these and more
4 Corners Children's Clinic
CommonSpirit Health facilities (formerly Centura)
Denver Health Winter Park Clinic
Durango Surgery Center
Middle Park Health
Pagosa Springs Medical Center
Pediatric Partners of the Southwest
St. Vincent General Hospital District
Summit Community Care Clinic - In-network hospitals and medical facilities include these and more
Animas Surgical Center at Escalante
Denver Health Medical Center
Kremmling Memorial Hospital
Longmont United Hospital
Mercy Regional Medical Center
Middle Park Health
OrthoColorado Hospital
Pagosa Springs Medical Center
Penrose Hospital
St. Anthony North Hospital
St. Anthony Summit
St. Elizabeth Hospital
St. Francis Hospital
St. Mary-Corwin Hospital
St. Thomas More Hospital
St. Vincent General Hospital
Learn more about our Peak plans
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Plan Comparison Chart
Members choose from bronze, silver and gold plans, available both on and off exchange. See the plan comparison chart for a detailed breakdown on care and pharmacy costs. Use the dropdown to toggle between care costs and pharmacy costs.
| HSA Bronze HDHP |
HSA Silver HDHP |
Colo Option Bronze |
Colo Option Silver |
Colo Option Gold |
|
|---|---|---|---|---|---|
| Purchase |
On Exchange or
Off Exchange |
Off Exchange
|
On Exchange or
Off Exchange |
On Exchange or
Off Exchange |
On Exchange or
Off Exchange |
|
Deductible
Individual Family |
$6,950 $13,900 |
$4,000 $8,000 |
$7,500 $15,000 |
$100-$4,400 $200-$8,800 |
$2,050 $4,100 |
|
Out-of-pocket Max
Individual Family |
$7,100 $14,200 |
$8,000 $16,000 |
$10,000 $20,000 |
$1,375-$10,000 $2,750-$19,600 |
$9,600 $19,200 |
| Preventive Care | No Charge | No Charge | No Charge | No Charge | No Charge |
| Coinsurance | 50% | 20% | 50% | 20%-40% | 30% |
| Primary Care Provider Office Visit | 50% Coinsurance after Deductible | 20% Coinsurance after Deductible | No charge 3 visits, then $50 Copay after Deductible | No Charge | No Charge |
| Specialist Office Visit | 50% Coinsurance after Deductible | $40-$90 Copay | $55 Copay | ||
| Behavioral Health/Mental Health/Substance Use Office Visit | No charge | No charge | No charge | ||
| Inpatient Hospital Stay | 50% Coinsurance after Deductible | 20%-40% Coinsurance after Deductible | 30% Coinsurance after Deductible | ||
| Emergency | 50% Coinsurance after Deductible | 20%-40% Coinsurance after Deductible | 30% Coinsurance after Deductible | ||
| Urgent Care | $40-$80 Copay | $50 Copay |
Members May Qualify for Subsidies
- The Advance Premium Tax Credit (APTC) is an income-based subsidy that can lower monthly premiums (available to those who purchase plans on-exchange).
- Colorado Premium Assistance (CPA) is a NEW state premium subsidy (available to APTC eligible individuals who purchase plans on-exchange).
- Cost Sharing Reductions (CSR) are also income based and can lower deductibles, copays and coinsurance costs (available for on-exchange Silver plans only).
- SilverEnhanced Savings has a $0 monthly premium and lower deductibles, copays and coinsurance costs (only available for eligible enrollees who buy the “Silver Enhanced 73%” plan through the OmniSalud program).