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Which Plan is Right For You?
Elevate Health Plans coverage area includes the following counties:
Denver, Adams, Jefferson, Arapahoe, Park, Grand, Summit, Lake, San Juan, Archuleta, Dolores, Montezuma and La Plata.
You May Qualify for Subsidies
To find out if you qualify for a subsidy, use the cost calculator. You will not be enrolled until you complete and sign your application.
- The Advance Premium Tax Credit (APTC) subsidy that can lower monthly premiums
- The Cost Sharing Reduction (CSR) subsidy that can lower deductibles, copays and coinsurance costs (available on the Silver plans only)
- SilverEnhanced Savings comes with a $0 monthly premium and lower deductibles, copays and coinsurance costs (only available for eligible enrollees who buy the “Silver Enhanced 94%” plan through the OmniSalud program).
We can answer your questions or help you enroll 303-602-2451 or 970-368-5969.
| Bronze HDHP |
Colo Option Bronze |
Colo Option Silver |
Colo Option Gold |
|
|---|---|---|---|---|
|
Deductible
Individual Family |
$6,950 $13,900 |
$7,500 $15,000 |
$100-$4,750 $200-$9,500 |
$1,700 $3,400 |
|
Out-of-pocket Max
Individual Family |
$7,100 $14,200 |
$9,450 $18,900 |
$1,100-$9,450 $2,200-$18,900 |
$8,700 $17,400 |
| Preventive Care | No Charge | No Charge | No Charge | No Charge |
| Coinsurance | 50% | 50% | 20%-40% | 30% |
| Primary Care Provider Office Visit | 50% Coinsurance after Deductible | No charge 3 visits, then $50 Copay after Deductible | No Charge | No Charge |
| Specialist Office Visit | 50% Coinsurance after Deductible | $40-$80 Copay | $50 Copay | |
| Behavioral Health/Mental Health/Substance Use Office Visit | 50% Coinsurance after Deductible | No charge | No charge | No charge |
| Inpatient Hospital Stay | 50% Coinsurance after Deductible | 50% Coinsurance after Deductible | 20%-40% Coinsurance after Deductible* | 30% Coinsurance after Deductible |
| Emergency | 50% Coinsurance after Deductible | 50% Coinsurance after Deductible | 20%-40% Coinsurance after Deductible* | 30% Coinsurance after Deductible |
| Urgent Care | $40-$80 Copay* | $50 Copay | ||
| Member Handbook/ Summary of Benefits & Coverage | View | View | View | View |
For additional plan information, refer to the Member Handbook or Summary of Benefits and Coverage for each specific plan.
*The new Colorado Option plans will have the same benefits and cost-sharing among all health insurance carriers in Colorado and are available beginning in 2023. These plans generally have lower premiums and cover basic healthcare needs, considered “essential healthcare” under the Affordable Care Act. Individuals and families can enroll in Colorado Option plans via Connect for Health Colorado, Colorado Connect or directly through DHMP.